Most shareholder agreements have a buy-sell provision, and most owners assume that means they’re covered. Far fewer have one that actually triggers cleanly on death, disability, or divorce, as opposed to a straightforward voluntary exit, which is the scenario most templates are built around. That gap sits quietly in the background for years and doesn’t…
Most inheritance planning starts and ends with the will: who gets what. Far fewer conversations get to the second question, which is how much of it actually arrives intact after tax. By the time an estate is being settled, most of the tools that reduce that tax bill are no longer available to use, because…
A note from HGA CPA If you’ve ever had a “we should talk about a family trust” moment with your accountant and quietly filed it under someday, you’re not alone. Trusts have a reputation problem. They sound like something for people with a lot more money and a lot more lawyers than the average business…
A note from Grey Street Media A high bounce rate on a homepage usually gets noticed once, gets a shrug, and then gets ignored. It’s easy to assume that’s just how the internet works, that people skim and leave, and there’s not much to be done about it. It’s not, and it’s rarely a mystery…
A note from HGA Next Every business reviews its numbers at the halfway mark. Revenue, margins, pipeline, headcount costs. Someone pulls out the reports; the leadership team gets in a room, and the second half gets planned around what the first half did. Fewer businesses review whether the people running those numbers are still aligned…
If tariffs have touched your bottom line this year (whether through rising input costs, disrupted supply chains, lost customers, or stalled growth plans), the federal government wants to help, and it just put more money behind that promise. The Regional Tariff Response Initiative (RTRI) has received a significant funding boost, and if your business operates…
