Better Tomorrows Podcast: S1 | E1

Join us for Season 1, Episode 1 of the Better Tomorrows Podcast! Quentin Gardiner (CEO of the HGA Group) sits down with local entrepreneurs and business owners every month to talk shop, tackle challenges, and share insights you won’t find in a textbook. Take a listen to The Better Tomorrows Podcast for a no-fluff look…

Don’t Be Finfluenced: How to Spot Risky Investment Advice Online

Social media has made financial advice more accessible than ever. With a quick scroll, you’ll find countless “finfluencers” sharing hot stock tips, investment strategies, and promises of financial freedom. But how much of this advice is reliable—and how much is leading investors into risky territory? The Canadian Investment Regulatory Organization (CIRO) warns that while some…

3 Reasons Why Business Owners Reach Out to HGA Next

Every business hits roadblocks. Maybe you’re struggling with cash flow, keeping good employees, or watching sales dip. Or maybe you’re growing but unsure how to scale efficiently. That’s where HGA Next comes in. We help business owners and leaders cut through the noise, solve problems, and create a clear path forward. Here are the top…

Capital Gains: 2025 Update

In April 2024, the Government of Canada announced a proposed increase to the change in the capital gains “inclusion rate” from ½ to 2/3rds for dispositions on or after June 25, 2024. However, with no legislation on the table in Parliament, and with Parliament currently prorogued, there was uncertainty whether this change would become law,…