Most people see life insurance as a necessary expense. Pay premiums, get protection. But what if your life insurance could actually help you build wealth while you’re alive? That’s where participating life insurance comes in. More Than Just Protection Unlike term insurance that disappears when the term ends, participating life insurance is yours for life.…
The CRA Is Going Paperless. Here’s What You Need to Know The Canada Revenue Agency (CRA) is making a big shift. It’s moving toward a fully online system and phasing out paper-based authorizations and filings. This means it’s more important than ever to make sure your representative, like your accountant or tax advisor, is set…
Season 1, Episode 2 of the Better Tomorrows Podcast: NOW LIVE. Quentin Gardiner (CEO of the HGA Group) sits down with local entrepreneurs and business owners every month to talk shop, tackle challenges, and share insights you won’t find in a textbook. Take a listen to The Better Tomorrows Podcast for a no-fluff look at…
Join us for Season 1, Episode 1 of the Better Tomorrows Podcast! Quentin Gardiner (CEO of the HGA Group) sits down with local entrepreneurs and business owners every month to talk shop, tackle challenges, and share insights you won’t find in a textbook. Take a listen to The Better Tomorrows Podcast for a no-fluff look…
Google reviews aren’t just a digital pat on the back—they’re one of the most influential tools for building trust and visibility online. Whether you’re a small business or a growing brand, reviews can make a big impact on how potential customers perceive your business. Here’s why you need to pay attention: top-ranking businesses on Google…
It’s one of the simplest truths in business: when you take care of your people, they take care of your business. At HGA People, we believe investing in your employees isn’t just a feel-good initiative. It’s a smart, strategic move that leads to stronger teams, better results, and a more resilient business overall. When employees…
It’s easy to slap a mission statement on the wall. To write up a list of company values and post them on the website. But the real test? Whether those words actually show up in the day-to-day decisions you make, especially when it comes to your people. At HGA People, we believe your mission, vision,…
In today’s workplace, HR plays a critical role in not just managing people, but in shaping culture, boosting retention, and driving long-term business strategy. But not every company has or needs a full-time HR department. That’s where outsourced HR support comes in. However, not all HR support is created equal. If you’ve ever juggled multiple…
Social media has made financial advice more accessible than ever. With a quick scroll, you’ll find countless “finfluencers” sharing hot stock tips, investment strategies, and promises of financial freedom. But how much of this advice is reliable—and how much is leading investors into risky territory? The Canadian Investment Regulatory Organization (CIRO) warns that while some…
Every business hits roadblocks. Maybe you’re struggling with cash flow, keeping good employees, or watching sales dip. Or maybe you’re growing but unsure how to scale efficiently. That’s where HGA Next comes in. We help business owners and leaders cut through the noise, solve problems, and create a clear path forward. Here are the top…
