In today’s workplace, HR plays a critical role in not just managing people, but in shaping culture, boosting retention, and driving long-term business strategy. But not every company has or needs a full-time HR department. That’s where outsourced HR support comes in. However, not all HR support is created equal. If you’ve ever juggled multiple…
Social media has made financial advice more accessible than ever. With a quick scroll, you’ll find countless “finfluencers” sharing hot stock tips, investment strategies, and promises of financial freedom. But how much of this advice is reliable—and how much is leading investors into risky territory? The Canadian Investment Regulatory Organization (CIRO) warns that while some…
Every business hits roadblocks. Maybe you’re struggling with cash flow, keeping good employees, or watching sales dip. Or maybe you’re growing but unsure how to scale efficiently. That’s where HGA Next comes in. We help business owners and leaders cut through the noise, solve problems, and create a clear path forward. Here are the top…
Tax season is here, and there are a few important updates to keep in mind that could affect your 2024 return and business correspondence with the CRA. Whether you’re preparing your personal taxes, managing your business accounts, or recently moved to Alberta, staying informed can save you time—and money. Here are the key changes and…
In April 2024, the Government of Canada announced a proposed increase to the change in the capital gains “inclusion rate” from ½ to 2/3rds for dispositions on or after June 25, 2024. However, with no legislation on the table in Parliament, and with Parliament currently prorogued, there was uncertainty whether this change would become law,…
Digital advertising can be overwhelming. With Meta Ads (Facebook/Instagram) and Google Ads leading the charge, it’s hard to know where to invest your budget. The truth? Both platforms are incredibly effective, but their success depends on how you use them and how they fit into your broader marketing plan. Why Use Meta Ads? Meta Ads…
Let’s cut to the chase—if your brand isn’t leveraging video marketing yet, you’re leaving money (and attention) on the table. With video content projected to dominate over 80% of all internet traffic in 2025, it’s no longer a “nice-to-have”—it’s a must. And no, we’re not just talking about polished commercials or cringe-worthy corporate montages. Today’s…
GST/HST “Holiday”: Temporary Tax Relief on Select Essentials On November 21, 2024, the Government of Canada announced a temporary Goods and Services Tax/Harmonized Sales Tax (GST/HST) relief on select holiday essentials. This measure applies from December 14, 2024, to February 15, 2025, offering temporary support to Canadians by removing GST/HST on specific categories of goods…
Health Spending Accounts vs. Lifestyle Accounts: What’s the Difference? When it comes to employee benefits, many businesses are exploring ways to add flexibility and value beyond traditional health insurance. Health Spending Accounts (HSAs) and Lifestyle Accounts are two popular options that provide employees with discretionary funds for specific types of expenses. But what’s the difference…
Understanding Cost Share in Employee Benefits: Balancing the Premiums When managing an employee benefits plan, one key factor often goes overlooked: cost share. Cost share defines how the premiums for benefits are split between employees and employers. Surprisingly, for small to mid-sized companies, this component can make a substantial difference in how benefits are perceived,…
